Cary United Methodist Church
Thursday, February 23, 2012
Empowers Believers; Reaches the Community and Beyond

Financial Peace University


Live Like No One Else!

Financial Peace University (FPU) is Dave Ramsey's life-changing program that teaches you to achieve your financial goals by eliminating debt, saving for the future, and giving like never before. More than 1 million families have attended FPU with amazing results. You will be challenged and motivated to make a plan for your money and change your family tree forever!

The goal of Financial Peace University is not just information—we're looking for transformation. More than one million families have attended FPU with amazing results. On average, they pay off $5,300 in debt and save $2,700 in just 90 days.

               
 
 

Powerful. Enlightening. Fun.

Class members meet with their class each week to watch a video lesson and participate in discussion groups. Dave's style is simple and easy to understand. He will change the way you think about money. You'll actually have fun as you learn! 

Get Started Today!

Getting involved in Financial Peace University is an easy two-step process. Check when the church may be starting the next class. Next, purchase your lifetime membership, which includes the course materials and allows you and your spouse the ability to attend an FPU class any time, anywhere, at no extra charge.

What is Financial Peace University?

FPU is the most important step to changing your financial future. It is your Total Money Makeover Program. It takes the knowledge from God and turns it into real action in our lives through a step-by-step process taught by best-selling author and financial counselor Dave Ramsey.

FPU is a 13-week life-changing program that empowers and teaches you how to make the right money decisions to achieve your financial goals and God's plan for your life. The course includes practical lessons on eliminating debt, building wealth, giving like never before, and much, much more!

Who is Financial Peace University for?

It's for EVERYONE!...from the financially secure to the financially distressed. Over 650,000 families and individuals have attended Financial Peace University.

Applying God's Word radically changes your life.  On average, FPU graduates have paid off over $5,300 in debt and saved $2,700 during the 91-day program!

What Will I Learn?

In this life-changing program you will learn:

1. Step-by-Step Cash Flow Planning   Luke 14:28: "For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it."

2. Debt Snowball Plan Technique to Eliminating Debt   Proverbs 22:7: "The borrower is slave to the lender."

3. How to Invest Wisely   Ecclesiastes 11:2: "Give portions to seven, yes to eight, for you do not know what disaster may come upon the land."

Testimonials

Here's what people just like you are saying about FPU:

"We've actually relieved ourselves of over $50,000 worth of debt in two years just from using these principles."   - Russ and Mary Lee

"It made us sit down as a couple and communicate... and it gave us an instant pay raise!" - Paul and Lynesa Benson

Class Preview

Go to http://www.daveramsey.com/fpu/preview for a preview of what the class is about and experience Dave's enthusiasm.
 

The Lessons

What will you learn in Financial Peace University?

In 13 action-packed lessons, you'll learn how to beat debt, build wealth, find bargains, invest for the future, give like never before, and much more! This information will change your life. Here is a small sample of each week's subject:

  • Lesson 1   Super Saving

    Dave explains the Seven Baby Steps that will guide you throughout Financial Peace University. You will also learn the three key reasons why you should save money—and why you must start now!

  • Lesson 2   Relating With Money

    Learn why it's important for spouses to communicate and work together toward success. Also, singles will learn the importance of teamwork, and parents will find out how to teach their kids about money.

  • Lesson 3   Cash Flow Planning

    Unlock the secret of developing a monthly spending plan that really works.

  • Lesson 4   Dumping Debt

    It's time to debunk some common debt myths! Dave reveals the truth about credit lies and gives you a plan to walk out of debt with confidence.

  • Lesson 5   Credit Sharks In Suits

    What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.

  • Lesson 6   Buyer Beware

    Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!

  • Lesson 7   Clause and Effect

    In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.

  • Lesson 8   That's Not Good Enough!

    Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying, "That’s not good enough!"

  • Lesson 9   Of Mice and Mutual Funds

    Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!

  • Lesson 10   From Fruition To Tuition

    Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!

  • Lesson 11   Working In Your Strengths

    This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.

  • Lesson 12   Real Estate and Mortgages

    Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.

  • Lesson 13   The Great Misunderstanding

    Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.

 
 
The Seven Baby Steps

Dave has taught these proven principles to millions via radio, books, Financial Peace University, and the web. Here are the Baby Steps that will get you started:

Step 1 – $1,000 in an emergency fund ($500 if your income is under $20,000 per year)

Step 2 – Pay off all debt except the house using the debt snowball (found in the Dumping Debt lesson)

Step 3 – Three to six months of expenses in savings

Step 4 – Invest 15% of your household income into Roth IRAs and pre-tax retirement plans

Step 5 – College funding

Step 6 – Pay off your home early

Step 7 – Build wealth and give!